• Wealth and the “R” Word

    Updated: 2011-05-31 01:29:01
    People with money never describe themselves as “rich”. It just isn’t done. The word “rich” has far too many negative implications. The Rich are spoken of in conversation and the media as a remote class of people who are somehow morally suspect because they have a lot of money. However hardworking they may have been acquiring [...]

  • Don’t You Dare Pay for These 3 Credit Services – They’re Already Free

    Updated: 2011-05-30 12:02:20
    Don't get fooled into paying a company to remove your name from pre-approved credit offers. You can do it - and other credit-related maintenance services - for free.

  • Personal Finance Advice – Dealing With the Major Financial Issues That Follow A Divorce

    Updated: 2011-05-30 01:26:47
    Other than the extreme emotional distress that can be brought on by a divorce, probably the single most important issue that is associated with it are the finances. Not only will the expenses for the parting couple increase, there will be a variety of money issues they will have to face after everything is said [...]

  • Repairing a Credit Rating After a Trust Deed – Trust Deed Afterlife

    Updated: 2011-05-29 01:24:26
    Protected Trust Deeds (PTD), a debt remedy taken up by thousands of Scottish people each year, can be a highly effective way of writing off debt and regaining control of your personal finances. For every thousand people who do apply each year, many more thousands will continue to struggle with their debts, either unaware of Scottish [...]

  • 3 Essential Rules of Personal Finance

    Updated: 2011-05-28 15:35:50
    Every so often timeless principles pop up out of nowhere. Well, seemingly nowhere. As you become more interested in the topic of personal finance, key concepts tent to sift to the top. I've been advocating these three rules of personal finance because they have worked in practice, not just theory. Let's revisit some of these classic rules of personal finance, shall we?

  • Running on Empty Financially

    Updated: 2011-05-28 01:22:13
    A friend of mine has had this ongoing feud with her mother. She says she does not make enough money to save for her future and that saving is pointless as anything you put in the bank is eroded by inflation anyway. Her mother is scandalised by this notion as she firmly believes Benjamin Franklin’s maxim that [...]

  • An Inside Look at Wave Accounting

    Updated: 2011-05-27 16:00:01
    If you operate a small business or run an online business, then you probably understand the challenges of finding the right financial software. About 6 months ago, I began the journey of switching my financial software package. I wanted something simple, yet effective. Ideally, I was hoping to find something that could both manage my personal and business finances.

  • Ways of Buying on Credit

    Updated: 2011-05-27 11:57:25
    By agreement to be spending someones money on your needs is to be using credit. You need to know how the repayments can be made and what the consequences of failure to pay are going to be! Finance companies are good at making money for themselves. You should bear in mind that cash is a [...]

  • credit bureau scores arent the only real important ones

    Updated: 2011-05-27 08:00:00
    Credit Bureau Scores Aren’t the only real Important Ones While customers have gained a higher comprehension in recent years of how credit bureau scores are generated and how lenders use them to evaluate credit requests, some may be surprised to hear that these are not the only scores loan [...]

  • Working Through the Maze of a 401(K) Rollover

    Updated: 2011-05-27 01:19:39
    With so many retirement accounts that offer tax advantages, it can become fairly effortless to have assets strewn across multiple accounts, but increasingly cumbersome to manage them all. Whether you’ve changed jobs, received an inheritance or are simply trying to secure a financial future, your retirement portfolio can quickly be filled with complex accounts like [...]

  • Mortgage Insurance Types and Cover

    Updated: 2011-05-26 16:58:33
    Insurance is a form of protection created by spreading risk. So you insure your car against accidents or your assets against theft and damage. When linked to debt or mortgage there are several types of ‘mortgage’ insurance policy to consider. Types of Mortgage Insurance Mortgage insurance also known as mortgage indemnity guaranty is an insurance [...]

  • Should I Get Overdraft Protection?

    Updated: 2011-05-26 01:17:33
    In the past, almost all banks would automatically enroll customers into a overdraft protection program. In simple terms, this means the protection allows you to draw on your bank account with a debit card or ATM withdrawal even if you do not have sufficient funds. The downside of doing this is that you will be [...]

  • How to Protect Your Online Bank Account

    Updated: 2011-05-26 00:36:26
    We’ve all heard a cashier say, “credit or debit,” when making a purchase at a store. We usually make our decision based on what is most convenient for us which may be adding to our existing credit card balance or paying with our bank balance. Security on the other hand is usually not something that [...]

  • U.S. District Court Says Consumer Can't Be Forced into AT&T Arbitration

    Updated: 2011-05-25 21:48:00
    . FDCPA Violations , Debt Collectors , Debt Lawsuits , Consumer News , Personal Finance , Consumer Advocates , Conmsumer Scams FMD Consumer News A consumer news and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search MY WEBSITES ADVERTISE Home Consumers Debt Debt Collectors U.S . District Court Says Consumer Can't Be Forced into AT T Arbitration 25. May 2011 by Allen On the heels of the Supreme Court's decision in AT T Mobility v . Concepcion , a U.S . District Court has ruled that a consumer can't be forced into arbitration by a debt collection agency trying to collect monies owed by AT T . In Lucy v . Bay Area

  • Tricks of Financial Reporting: Booking Revenue Early

    Updated: 2011-05-25 21:34:46
    There are many ways a company can manipulate its financial reports is broad. One of the most troubling among these is the act of putting revenue onto the books before it is actually earned.

  • Class Action Lawsuit Filed Against Encore Capital Group, Midland Funding LLC, Midland Credit Management Inc. and Fulton, Friedman and Gullace

    Updated: 2011-05-25 12:03:00
    , , . , FDCPA Violations , Debt Collectors , Debt Lawsuits , Consumer News , Personal Finance , Consumer Advocates , Conmsumer Scams FMD Consumer News A consumer news and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search MY WEBSITES ADVERTISE Home Consumers Debt Debt Collectors Featured Class Action Lawsuit Filed Against Encore Capital Group , Midland Funding LLC , Midland Credit Management Inc . and Fulton , Friedman and Gullace 25. May 2011 by Allen Consumer law firm Weisberg Meyers , LLC files class action lawsuit against consumer receivable portfolio buyers Encore Capital Group and affiliated debt collection

  • how you can fix your own credit score

    Updated: 2011-05-25 08:00:00
    How you can fix your own Credit Score? Do not pay anybody to help you fix your credit. The majority of these businesses are scammers that cost upfront charges and fall short to deliver results. It is one of the most "scumbag-rich" industries within Canada You are able to fix your personal [...]

  • Best IVA: Valuable And Practical

    Updated: 2011-05-25 00:20:41
    The best IVA is the only valuable and practical tool to make an arrangement to pay off debts. Individual voluntary arrangements, IVA, can be a solution to avoid bankruptcy. The IVA debts are paid in accordance with a flexible contract with the creditors. Thus both the customers and the creditors benefit from this profitable opportunity. The [...]

  • How to Recover from Bad Credit Loan?

    Updated: 2011-05-24 10:12:47
    Using secured credit cards can help you rebuild your credit. All that is required is a deposit to your secured account. This deposit will also serve as your credit limit. In order to recover from bad credit loans, do not go over the secured credit limit. Make sure that all transactions are being reported to the three major credit bureaus so that you can rebuild your credit. After you have re-established your credit worthiness, you can then apply for a regular credit card.

  • Christian Personal Bank Checks

    Updated: 2011-05-24 09:18:02
    Personal bank checks come in many different designs and are very popular these days. And for good reason: they provide us with an opportunity to express our individuality and what we find important. In this article we’ll focus on Christian personal checks. First, a word or two about the usage of checks. Are they still a [...]

  • States’ Budget Deficits May Be Helped by Unclaimed Money

    Updated: 2011-05-24 00:17:52
    Many of the country’s states are looking at unclaimed property and the surplus funds associated with them to help them with their budget deficits also known as Unclaimed Property Divisions. According to the Center on Budget and Policy Priorities regarding the 2010 budgets, 48 states have addressed shortfalls in their proposed budgets, which total $192 billion [...]

  • five ways to discover about travelling with credit cards

    Updated: 2011-05-23 08:00:00
    Five Ways to Discover about Travelling with Credit cards 1. The right credit card is the least expensive method to spend overseas. Most cards add a 3% cost towards the exchange rates banks on their own get, yet a couple of specialist cards don't add this 'load', meaning you receive [...]

  • greatest resources for debt settlement guidance

    Updated: 2011-05-22 08:00:00
    Greatest Resources for Debt Settlement Guidance There are lots of different places which you will see advertised that declare that they provide debt settlement advice, plus they also claim that they're going to get rid of all of your debt in one single day. The majority of these places claiming [...]

  • Audiobook Version of “What Happened to Goodbye” Now Available

    Updated: 2011-05-20 19:05:09
    What Happened to Goodbye is available as a digital audiobook from Audible.com. The title, provided by Penguin Audio and authored by Sarah Dessen, has also become an American Consumer News favorite.. The digital audiobook What Happened to Goodbye, narrated by Meredith Hagner, has received an average rating of 0 stars on Audible.com. The title has [...]

  • Audiobook Version of “Tourcaster: Barcelona: Gothic Quarter” Now Available

    Updated: 2011-05-20 18:05:05
    Tourcaster: Barcelona: Gothic Quarter is available as a digital audiobook from Audible.com. The title, provided by Webtigo and authored by Tourcaster, has also become an American Consumer News favorite.. The digital audiobook Tourcaster: Barcelona: Gothic Quarter, narrated by , has received an average rating of 3 stars on Audible.com. The title has a running length [...]

  • Free Audiobook: “Rocky Mountain National Park, Guided Tour of Trail Ridge Road: Estes Park to Grand Lake”

    Updated: 2011-05-20 17:05:04
    Rocky Mountain National Park, Guided Tour of Trail Ridge Road: Estes Park to Grand Lake is available as a digital audiobook from Audible.com. The title, provided by Travel Audios and authored by Nancy Rommes, has also become an American Consumer News favorite.. The digital audiobook Rocky Mountain National Park, Guided Tour of Trail Ridge Road: [...]

  • Download a Free Audiobook of “The Golden Key (Unabridged)” from Audible.com

    Updated: 2011-05-20 15:02:04
    The Golden Key (Unabridged) is available as a digital audiobook from Audible.com. The title, provided by christianaudio.com and authored by George MacDonald, has also become an American Consumer News favorite.. The digital audiobook The Golden Key (Unabridged), narrated by Paul Eggington, has received an average rating of 5 stars on Audible.com. The title has a [...]

  • Get a Free Audiobook Version of “”The Bugville Critters: The BIG Number Count Down: Learning Adventures, Book 6 (Unabridged)”" from Audible.com

    Updated: 2011-05-20 14:02:07
    “The Bugville Critters: The BIG Number Count Down: Learning Adventures, Book 6 (Unabridged)” is available as a digital audiobook from Audible.com. The title, provided by RP Audio and authored by Robert Stanek, has also become an American Consumer News favorite.. The digital audiobook “The Bugville Critters: The BIG Number Count Down: Learning Adventures, Book 6 [...]

  • Audiobook Version of “Animales y Aventuras [Adventures with Animals (Texto Completo)]” Now Available

    Updated: 2011-05-20 12:02:03
    Animales y Aventuras [Adventures with Animals (Texto Completo)] is available as a digital audiobook from Audible.com. The title, provided by Your Story Hour and authored by Your Story Hour, has also become an American Consumer News favorite.. The digital audiobook Animales y Aventuras [Adventures with Animals (Texto Completo)], narrated by Your Story Hour, has received [...]

  • “Love in the Lakes (Unabridged)” Audiobook Now Available from Audible.com

    Updated: 2011-05-20 11:05:03
    Love in the Lakes (Unabridged) is available as a digital audiobook from Audible.com. The title, provided by Cambridge University Press and authored by Penny Hancock, has also become an American Consumer News favorite.. The digital audiobook Love in the Lakes (Unabridged), narrated by Rachel Preece, has received an average rating of 5 stars on Audible.com. [...]

  • Release Equity from Your Property

    Updated: 2011-05-20 10:49:25
    The downturn in the housing market has affected the sale of equity release schemes. Lenders are far more conservative on property values. The life expectancy continues to increase as mortality rates drop. This means less money is available and the schemes look less attractive. The Alternatives to Equity Release. Sell and move into rented accommodation. [...]

  • Download a Free Audiobook of “The Penang File (Unabridged)” from Audible.com

    Updated: 2011-05-20 10:05:02
    The Penang File (Unabridged) is available as a digital audiobook from Audible.com. The title, provided by Cambridge University Press and authored by Richard MacAndrew, has also become an American Consumer News favorite.. The digital audiobook The Penang File (Unabridged), narrated by Craig Stevenson, has received an average rating of 5 stars on Audible.com. The title [...]

  • Free Audiobook: “Metamorphosis (Unabridged)”

    Updated: 2011-05-20 09:02:03
    Metamorphosis (Unabridged) is available as a digital audiobook from Audible.com. The title, provided by Alpha DVD and authored by Franz Kafka, has also become an American Consumer News favorite.. The digital audiobook Metamorphosis (Unabridged), narrated by Dick Hill, has received an average rating of 5 stars on Audible.com. The title has a running length of [...]

  • 10 Deadly Sins to Bad Credit Debt Consolidation Loans

    Updated: 2011-05-20 08:58:28
    Many people in bad credit situation may not know how to handle the problem correctly. It is important to get a copy of your credit report on a regular basis and make any corrections. Consolidating your loans before repairing your credit report may affect the consolidation loan.

  • need for reputable debt settlement solutions on recent rise

    Updated: 2011-05-20 08:00:00
    Need for Reputable Debt Settlement Solutions on Recent Rise In today's challenging financial times, the need for qualified customer credit and debt settlement solutions has elevated tremendously. In response, droves of businesses offering credit card financial debt settlement have started to [...]

  • Free Audiobook: “”The Bugville Critters: Every Number Counts: Learning Adventures, Book 5 (Unabridged)”"

    Updated: 2011-05-20 01:02:04
    “The Bugville Critters: Every Number Counts: Learning Adventures, Book 5 (Unabridged)” is available as a digital audiobook from Audible.com. The title, provided by RP Audio and authored by Robert Stanek, has also become an American Consumer News favorite.. The digital audiobook “The Bugville Critters: Every Number Counts: Learning Adventures, Book 5 (Unabridged)”, narrated by Victoria [...]

  • when does financial debt negotiation make sense

    Updated: 2011-05-19 08:00:00
    When Does Financial Debt Negotiation Make Sense? Debt settlement is definitely an effective method to resolve debts inside a relatively fast time period. The concept is that the person or family that is in debt will save their cash and then the financial debt settlement company will consider that [...]

  • unsecured debt get funded in the absence of collateral

    Updated: 2011-05-18 08:00:00
    Unsecured Debt: Get Funded in the Absence of Collateral Debt can be basically categorized into two departments. The first one consists of debts where the borrower keeps some collateral as security with the lender who is giving a loan to the borrower. This arrangement is called as a secured loan. [...]

  • Bad Credit Mortgage Lenders in Iowa, IA

    Updated: 2011-05-17 07:46:52
    Bad credit mortgage lenders in Iowa specialize in providing home financing programs for people with bad credit. They will work with you on an individual basis to get you the best mortgage loan for your situation. These lenders have access to a large network so it is easier for them to find a mortgage loan program that matches your financial situation and at the best possible rate.

  • Social Security Ends Payback Option

    Updated: 2011-05-17 01:46:45
    Last year I wrote about how you could take social security early and still receive the full benefit. The IRS has caught on to that option and is has established rules that keep it from being a viable option. The Social Security Administration published rules that limit the time period for beneficiaries to withdraw an [...]

  • payday industry in danger of default

    Updated: 2011-05-16 08:00:00
    Payday Industry in Danger of Default Take a look at these scoundrels! In the event you find yourself short of money and require a quick advance of $500, they're heading to cost you $50. Whilst that may not sound particularly steep, that actually functions out to an annual proportion price of [...]

  • premium cards maintain on its improvement

    Updated: 2011-05-15 08:00:00
    Premium Cards Maintain on its Improvement Credit card businesses have already been raising fees and adding new ones for customers with sub-par credit score to be able to compensate for the new rules that went into outcome once the CARD Act cut into their ability togenerate credit card charge earnings. [...]

  • how a gift card can be a substitute to a credit card

    Updated: 2011-05-14 08:00:00
    How a Gift Card can be a substitute to a Credit Card Gift cards have been a topic of conversation in side a number of different arenas. They have become an instrument which aids credit card thieves in stealing millions of dollars of untraceable transactions. Gift cards have also become a favorite [...]

  • Bad Credit Mortgage Lenders in Dallas

    Updated: 2011-05-13 08:33:08
    Dallas residents and those looking for a bad credit mortgage lender in Dallas may have difficulty when it comes to finding a decent home loan. Having bad credit means that the choices are very limited and the best deals are few. Though these bad credit mortgages are available, they usually mean higher interest rates and not on good terms.

  • Bad Credit Mortgage Lenders in Michigan

    Updated: 2011-05-10 11:09:50
    Today, having a bad credit rating will not hinder your chances of obtaining a mortgage loan. Bad credit mortgage lenders in Michigan can help. They offer a number of options to borrowers like you, who have bad credit. Michigan bad credit lenders work exclusively with bad credit mortgage loans to get you the lowest possible rates and the absolute best deals.

  • How To Get Your First Credit Card

    Updated: 2011-05-06 16:11:08
    How to get and use your first credit card in a way that keeps you out of credit card debt while enjoying the benefits of using a credit card.

  • Bad Credit Mortgage Lenders in Connecticut, CT

    Updated: 2011-05-06 11:12:44
    Bad credit mortgages that are being offered in Connecticut are meant for people who have a less than perfect credit history. Credit problems may occur due to late payments, not paying off debts on time, bankruptcy, court judgments and collections. If you are going through any of these problems that might have contributed to your bad credit rating, you can opt for a bad credit mortgage.

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